Factors to be considered before opting for a home loan

Ram India Group - Pune

Ram India Landmarks Limited has earned a reputation for itself over distinctive creations in the real estate sector. The group indeed takes pride in announcing completed as well as ongoing projects in several parts of Pune that range from large realty developments to exclusive residential creations. Customer service has always been a priority for the group and each customer is personally attended and assisted right from concept to completion stage. Quality construction, affordable costs and prime locality presence is indeed what lures investors and customers towards properties by Ram India Landmarks Limited.

Some of tips that may be helpful before you opt for a home loan are –

• Do a detailed research - Modern day loans are made quite attractive for the buyers with low interest rates and additional schemes. Therefore it is better to educate yourself about the terms and conditions of each loan agreement so that you are prepared beforehand. Clarify all your doubts regarding the loan scheme before you finalize anything and don’t hesitate to ask questions to the sales person even if you have the smallest difficulty understanding a particular clause.
• Negotiate on interest rate- Yes this is possible! Banks and financial institutions may always state that interest rates are non-negotiable, but yes sometimes they do make slight adjustments to give a best deal to you. Most often this is done once you have finalized the property and need to buy it soon, apart from this, during month end when sales targets are supposed to be achieved you can indeed drive a good deal.
• Check EMI’s thoroughly – Studying EMI’s well in advance is not a bad idea. Calculate it thoroughly setting aside your regular monthly expenses. Once you have calculated all parameters only then decide to opt for a home loan as this would run into quite a long duration. 
• Read the agreement patiently – It is indeed important that you read the fine prints carefully before agreeing and signing upon any document. Do not go by what the sales agent or financer says, as in the end it’s the rules stated on the signed document that would be considered and not that unknown fellow nods his head to. Also, check for additional charges inclusive if any to process you loan application.

A brief insight into Unnati Heritage by Ram India group

Residing in a beautiful home surrounded with natural ambiance is indeed a dream that has been imagined by many but has been a privilege of the few. The Ram India Group offers projects that stunningly designed and are indeed a cut above the rest. The qualities that are hard to miss when you first visit the place are - luxury, style, quality construction, excellent locations, aesthetics and affordability. Every detailing work has been undertaken with perfection to ensure that as a customer, you get a value for money deal.

Unnati Heritage - Ramindia Group

The Unnati Heritage project located in Market Yard locality indeed puts you right in the heart of the city. the place is well connected to other cities as well as it is surrounded by spiritual abodes such as Shatrunjay Teerth, Agam Mandir, lskon Mandir, lush greenery and breathtaking view of the verdant hills surrounding the area . The group has always stood out for excellence and credibility; therefore its developments speak out the best in terms of architecture, luxury, style, comfort, convenience, security. Owing to Verdant hills close proximity, investors would indeed be greeted every morning to the sight of hills in the surrounding areas.

Speaking of amenities the ready possession Unnati Heritage project by Ram India group comes with –

• Intercom facility

• Earthquake Resistant Structure

• Satellite TV connection

• Designer entrance lobby

• Clubhouse with indoor sports

• State of ART Fitness Center

• Garden with children Play Park

• 100% Power back for Lift & Common Area

• 24 × 7 Hi- tech Security

• Internal Tar Roads

• Attractive Entrance gate with Security Cabin

• Anti termite treatment for foundation

• Designer Name Plate with letter Box

• Rainwater harvesting

• Fire Fighting System

• Anti Skid floor tiles have been used in terrace for maximum safety 

• Adequate parking space for two as well as four wheelers in the premises

Sampanna Homes by Ram India offers a unique living experience

Sampanna Homes - Ramindia Group

When it comes to real estate developments in Pune, be it in residential or commercial projects, the Ram India Group indeed stands tall amongst the rest. Be it a customer interested in a commercial project or a residential one, the group has a warm and one-and-all feeling towards all. The group also believes in having a highly professional approach right from its concept stage to its evolution. The group also has strategic tie ups with banks and other financial companies to help investors get a best deal. Also, a dedicated team of experts give out information pertaining to Parking norms, tax types, stamp duty and Registrations etc.

Ram India group’s over 15 years of existence is clearly reflected in Sampanna homes located in Manjari, Hadapsar. The Earthquake Resistant Structure is indeed its biggest unique selling preposition The project offers an affordable luxury home benefits and comes laden with all the modern features such as –

• Broadband connectivity and Internet Facility with Telephone Line

• Lobby sports Designer Entrance feel

• Club House with indoor Games

• Health Club with State of Art Gymnasium & Steam Bath

• 100% Power Back for Lift & Common Area

• Swimming Pool with Separate Splash Pool for Kids

• 24 × 7 Hi-Tech Security

• Internal Tar Roads

• Attractive Entrance Gate with Security Cabin

• Anti Terminate treatment for Foundation

• A designer name plate has been provided with a Letter Box for your convenience

• Rainwater Harvesting, Fire Fighting System are in place. 

• Lift Two Lifts for each Building with V3F Drive has been provided. Lift feature power backup facility & also gets an Intercom

• For added safety Fire-resistant Cables with Concealed Copper Wiring has been provided along with use of modular switches. 

• The bedroom gets Provision for Air Conditioning, Telephone and Satellite TV Connection, 2 way Control for Light and Fan

• Designer Door Locks

• Master Bedroom with Wooden Finish Tiles

An overview into Ram India Group

Unnati Previlege - Ram India Group

Ram India Group has been a popular name amongst real estate developers in the Pune region. The company has been known amongst its peers for delivering distinctive creations. The projects undertaken by the group have indeed been positively contributing to the Pune’s ever-growing skyline projects. The group has been working on projects ranging from commercial to residential   projects in the region.

Sampanna - Ram India Group

The Ram India Group ventured into real estate way back in 1991 and since then the group had no looking back and delivered some of the best designs in their projects. The group has also been known for quality construction, excellent locations, professional service and complete customer delight. Sometime in the year 2000, Ram India Group ventured into Construction and Warehousing Activity along with a string of prestigious projects that took shape, beginning with a 3, 00, 000 sq. ft. warehouse which is rented to reputed companies. Based on concepts of Pace, Passion and perfection, the group’s projects are indeed one of a kind. Guided under visionary leadership values the group has been growing fast ahead with times. The group has about 3 projects that is ready for possession namely – Unnati Heritage, Unnati Privilege and Sampanna Homes.

The Unnati Heritage project is based on the heritage philosophy wherein you acquire, preserve and pass it on to the next generation. Such a precious heritage uplifts your life to heights of new joy. The project offers homes crafted with care, concern and class, to cater to all your comforts and conveniences. Elegant elevation, quality specifications and excellent amenities are the Unnati Home highlights. Unnati Privilege offers stylish 1 & 2 BHK Apartments that have been designed to offer you quality living experience for your family. The homes here are enriched with nature and other lifestyle amenities. The Sampanna Homes comes loaded with modern facilities and security amenities for you and your family.

Places to visit in Pune during winters

Speak about popular cities in Maharashtra and the Pune city gets a mention after the most popular city Mumbai. The place is not just popular in the domestic market, but also well known among international tourists. The Pune city has been like a jewel in Maharashtra’s crown that adorns the state with its strong history of culture and center hold of Maratha warriors. Apart from numerous malls and parks in the city, as a tourist checking out places likes Shinde Chhatri and  Vishrambaug Wada is also not a bad idea after-all. One more good thing worth noting about this city is that the local food and culture is the most unique in comparison to other parts in the country.

Livogue - Conceptual Image

Real estate sector in Pune has been blooming in recent time. Speak about real estate in Pune and sources may lead you to projects by Ram India Landmarks Limited that has been known in market for most distinctive creations. Be it a commercial property or residential projects in Hadapsar, the group has successfully catered to their needs. Moreover, the group comes out with a strong philosophy that, ‘customer comes first!’. Residential projects in Hadapsar are most sought after as the place is well connected to most parts in Pune city, travelling does not get problematic and safe for commuting even at late in the evening.

The Livogue project by Ram India Landmarks Limited feature at the top in the list of most sought after residential projects in Hadapsar. The project offers safety features like – Keyless Access smart security using smart card for main Door, Visitor tracking system, CCTV coverage at all entry and exit points and the footage is stored in the device for about 10 days, Club house gets Wi-FI coverage, Keyless Access smart security using smart card for main Door, Panic switch, Intercom facility and auto LPG gas supply shut-off in case it detects a leak. As for energy and water saving measures, the project comes with Solar Water Heating system, Generator Back up for Common areas & Lift. Also, the project gets rain water harvesting measures in place.

Know more about Ram India Group

Maharashtra mainly takes its pride from three major cities namely Mumbai, Pune and Nashik. The Pune city in Maharashtra has earned the title of being an IT major in the state and center of world class education. Looking for apartments in Pune? You need not look any further, Ram India Landmarks Limited offers exclusive residential creations to large realty development for commercial target audience. Ram India Landmarks Limited stands apart from other real estate developers in the region as the group comes forward with a strong philosophy of ‘customer comes first’. The group supports the investor’s right from concept to completion.

Unnati Heritage - Conceptual Image

Ram India Landmarks Limited made its debut in the real estate segment way back in 1991. Since then, the brand has been known to deliver quality construction, professional service, excellent locations and provide complete customer delight. Back in 2000, the group has ventured into warehousing and construction activity, with the most renowned and prestigious one being a 3,00,000 sq. ft. warehouse which is rented to reputed companies. Be it 2 BHK flats in NIBM Pune or a commercial space developed by Ram India, their works reflect a sense of luxury, style, quality construction, excellent locations, aesthetics and affordability. The projects have been developed with complete attention and perfection.

The Ram India Group has about 3 ready projects that hold modern apartments in Pune. The first one is the Unnati Heritage project that delivers the best in terms of aesthetics, architecture, planning, luxury, style, comfort, convenience, security. The project is strategically located with easy access to places like Shatrunjay Teerth, Agam Mandir and lskon Mandir. Moreover, the project also offers breathtaking view and immerses you between hills that surround the area. The Unnati Privilege project that offers spacious and stylish 1 & 2 BHK Apartments that has been designed to offer a quality living experience for an entire family. The Sampanna homes project has been made a reality owing to the group’s collaboration with Desai Associates. With about 15 years in the construction field the group has showcased their expertise in this sector.

Invest with Apartments in NIBM Pune – the most advantageous locations of city

NIBM Road boasts of good investment opportunity with a good connectivity through the Pune-Solapur Highway, Pune-Bangalore Highway and Mumbai-Pune Bypass. The area also offers intra-city connectivity through the Pune Railway Station and the airport that is just 8km and 12km respectively. As far as public transport is concerned, the area is served by shared autos and PMPML buses that regularly ply on this route. Hence, located in a close proximity to the city areas, apartments in NIBM Pune are much in demand.

Apart from this, the area offers fast developing social infrastructure. Schools, restaurants, hospitals, bank, shopping centers or entertainment centers, NIBM Road has it all within the vicinity. Ram India, well-known real estate builders in Pune offers luxurious apartments in NIBM Pune. Unnati Privilege is one of their new launched projects located in NIBM Kondhwa.

The project is an ideal creation offering spacious and stylish 1 & 2 BHK Apartments in NIBM Pune.  Uniquely designed, these apartments offer a quality living experience along with the high end interior and exterior specifications. Enriched with nature, these homes offer premium lifestyle amenities. Surrounded by lush green spaces and the lovely hill view, one can experience a serene life with no city chaos. Away from the city chaos, yet close to the city vicinity, this residential project is well crafted with design that flows rhythmically from one form to another.

So there’s no time to wait, rather it’s time to take an action. This festive season invest at Invest at these apartments in NIBM Pune – the most advantageous locations of Pune and enjoy the fragrant moments of life.