Factors to be considered before opting for a home loan

Ram India Group - Pune

Ram India Landmarks Limited has earned a reputation for itself over distinctive creations in the real estate sector. The group indeed takes pride in announcing completed as well as ongoing projects in several parts of Pune that range from large realty developments to exclusive residential creations. Customer service has always been a priority for the group and each customer is personally attended and assisted right from concept to completion stage. Quality construction, affordable costs and prime locality presence is indeed what lures investors and customers towards properties by Ram India Landmarks Limited.

Some of tips that may be helpful before you opt for a home loan are –

• Do a detailed research - Modern day loans are made quite attractive for the buyers with low interest rates and additional schemes. Therefore it is better to educate yourself about the terms and conditions of each loan agreement so that you are prepared beforehand. Clarify all your doubts regarding the loan scheme before you finalize anything and don’t hesitate to ask questions to the sales person even if you have the smallest difficulty understanding a particular clause.
• Negotiate on interest rate- Yes this is possible! Banks and financial institutions may always state that interest rates are non-negotiable, but yes sometimes they do make slight adjustments to give a best deal to you. Most often this is done once you have finalized the property and need to buy it soon, apart from this, during month end when sales targets are supposed to be achieved you can indeed drive a good deal.
• Check EMI’s thoroughly – Studying EMI’s well in advance is not a bad idea. Calculate it thoroughly setting aside your regular monthly expenses. Once you have calculated all parameters only then decide to opt for a home loan as this would run into quite a long duration. 
• Read the agreement patiently – It is indeed important that you read the fine prints carefully before agreeing and signing upon any document. Do not go by what the sales agent or financer says, as in the end it’s the rules stated on the signed document that would be considered and not that unknown fellow nods his head to. Also, check for additional charges inclusive if any to process you loan application.

A brief insight into Unnati Heritage by Ram India group

Residing in a beautiful home surrounded with natural ambiance is indeed a dream that has been imagined by many but has been a privilege of the few. The Ram India Group offers projects that stunningly designed and are indeed a cut above the rest. The qualities that are hard to miss when you first visit the place are - luxury, style, quality construction, excellent locations, aesthetics and affordability. Every detailing work has been undertaken with perfection to ensure that as a customer, you get a value for money deal.

Unnati Heritage - Ramindia Group

The Unnati Heritage project located in Market Yard locality indeed puts you right in the heart of the city. the place is well connected to other cities as well as it is surrounded by spiritual abodes such as Shatrunjay Teerth, Agam Mandir, lskon Mandir, lush greenery and breathtaking view of the verdant hills surrounding the area . The group has always stood out for excellence and credibility; therefore its developments speak out the best in terms of architecture, luxury, style, comfort, convenience, security. Owing to Verdant hills close proximity, investors would indeed be greeted every morning to the sight of hills in the surrounding areas.

Speaking of amenities the ready possession Unnati Heritage project by Ram India group comes with –

• Intercom facility

• Earthquake Resistant Structure

• Satellite TV connection

• Designer entrance lobby

• Clubhouse with indoor sports

• State of ART Fitness Center

• Garden with children Play Park

• 100% Power back for Lift & Common Area

• 24 × 7 Hi- tech Security

• Internal Tar Roads

• Attractive Entrance gate with Security Cabin

• Anti termite treatment for foundation

• Designer Name Plate with letter Box

• Rainwater harvesting

• Fire Fighting System

• Anti Skid floor tiles have been used in terrace for maximum safety 

• Adequate parking space for two as well as four wheelers in the premises

Sampanna Homes by Ram India offers a unique living experience

Sampanna Homes - Ramindia Group

When it comes to real estate developments in Pune, be it in residential or commercial projects, the Ram India Group indeed stands tall amongst the rest. Be it a customer interested in a commercial project or a residential one, the group has a warm and one-and-all feeling towards all. The group also believes in having a highly professional approach right from its concept stage to its evolution. The group also has strategic tie ups with banks and other financial companies to help investors get a best deal. Also, a dedicated team of experts give out information pertaining to Parking norms, tax types, stamp duty and Registrations etc.

Ram India group’s over 15 years of existence is clearly reflected in Sampanna homes located in Manjari, Hadapsar. The Earthquake Resistant Structure is indeed its biggest unique selling preposition The project offers an affordable luxury home benefits and comes laden with all the modern features such as –

• Broadband connectivity and Internet Facility with Telephone Line

• Lobby sports Designer Entrance feel

• Club House with indoor Games

• Health Club with State of Art Gymnasium & Steam Bath

• 100% Power Back for Lift & Common Area

• Swimming Pool with Separate Splash Pool for Kids

• 24 × 7 Hi-Tech Security

• Internal Tar Roads

• Attractive Entrance Gate with Security Cabin

• Anti Terminate treatment for Foundation

• A designer name plate has been provided with a Letter Box for your convenience

• Rainwater Harvesting, Fire Fighting System are in place. 

• Lift Two Lifts for each Building with V3F Drive has been provided. Lift feature power backup facility & also gets an Intercom

• For added safety Fire-resistant Cables with Concealed Copper Wiring has been provided along with use of modular switches. 

• The bedroom gets Provision for Air Conditioning, Telephone and Satellite TV Connection, 2 way Control for Light and Fan

• Designer Door Locks

• Master Bedroom with Wooden Finish Tiles